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ChatGPT vs Microsoft Copilot

ChatGPT is built as a general-purpose AI assistant for questions, writing, coding, research and analysis in chat. Its free tier uses a capable model, while paid plans from $8 a month add more powerful models, higher usage limits, file and image uploads, web browsing, voice mode and image generation; a sandboxed code interpreter runs code. It works on web, iOS, Android and through an API for developers. Microsoft Copilot is built for everyday and work tasks, combining chat, web search, drafting and image creation. It is free with a signed-in Microsoft account and has paid plans from $9.99 a month; it runs on web, Windows, Mac, iOS and Android, with no API. It adds notebooks, guided learning, and separates work and personal conversations by account.

Which to choose

ChatGPT

Choose ChatGPT if you want a general-purpose chat assistant for writing, coding, research and document work, and you may need developer API access or use on web, iOS or Android.

Visit chat.openai.com
Microsoft CopilotVerified

Choose Microsoft Copilot if you want an everyday and work assistant for questions, web research, drafting and image creation across web, Windows, Mac, iOS and Android, especially if you use a Microsoft account and want work and personal conversations kept separate.

Visit copilot.microsoft.com

Side by side

DetailChatGPTMicrosoft Copilot
What it isOpenAI's AI assistant for questions, writing, coding and research, with a free tier and paid plans for more capable models.An AI assistant for everyday and work tasks, with chat, search, drafting and image creation.
PricingFree tierFree tier
Paid plans from$8 per month$9.99 per month
Free planYesYes
Free trialNoNo
PlatformsWeb, iOS, Android, APIWeb, Windows, Mac, iOS, Android
APIYesNo
Checked against its siteNot yetNov 3, 2026
Features
  • Multi-model chat with multiple capability and speed tiers
  • Web browsing and live search
  • Code writing and execution in a sandbox
  • Image generation built in
  • Voice conversation mode
  • File and image uploads
  • Custom instructions and persistent memory
  • User-created custom GPT marketplace
  • Conversational chat assistant
  • Web search with grounded answers
  • Content drafting
  • AI image generation
  • Notebooks for projects
  • Guided learning mode
  • Desktop and mobile apps

Written by AIToolMaps from the two listings, which come from each tool's official site. Full details: ChatGPT · Microsoft Copilot.